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The Fannie Mae HomeStyle Renovation Mortgage includes additional cost of the property itself, plus the costs of improvements and repairs in a single loan. Having to take out 2 loans adds up to higher loan fees. Until now borrowers needed to get a second mortgage like a home equity loan for the renovation costs after getting the mortgage.
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HomeStyle Renovation loans may be eligible for representations and warranties relief once the renovation has been completed and recourse removed. NOTE: Lender approval is required to deliver HomeStyle Renovation loans to Fannie Mae prior to completion of the work. Lenders must have two years of direct
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Recent articles indicate that ALL of the servicing rights which Aurora held were transferred to Nationstar, and that these servicing rights relate to approximately 75% of non-conforming loans in private label securitizations and the balance relate to conforming loans in GSE pools.
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