· Will condos or townhouses appreciate as much as detached homes? Another factor to consider when buying a condo or a townhouse is the value of the property. Condos and townhouses are cheaper than detached homes, because they are cheaper to build and demand is higher for single family homes.
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· Smart buyers do not automatically assume they can get a condo loan on any condo they want to buy. For example, Sherry (not her real name) thought she had landed the perfect high-rise condo in East Sacramento. The price was right, the location was perfect, and the view was magnificent.