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With a jumbo loan, that could mean hundreds of thousands of dollars over the life of your loan. A down payment. You may be able to obtain a luxury home mortgage without mortgage insurance requirements for as little as 5% to 10% down, but for the absolute best results and the lowest interest rates, aim to pay between 15% and 20% of the home.

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When Ethan Osten and his partner went looking for a place to call home, they found St. Paul’s North End. Osten, a graduate student in classical literature who co. and Virginia streets. With.

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